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Test SectionAbout Online Banking Show All | Close All | Here are facts about Online Banking | Q | Here are facts about Online Banking | Online Banking is a free service for Peoples State Bank customers that lets you bank online 7 days a week 24 hours a day from any computer with internet access. With online banking you can: check account balancestransfer funds between accountsverify deposits and withdrawalsview current transactionsplace stop payment ordersview images of account itemssend and receive secure messagesview prior months bank statement Close |
| | How do I apply for Online Banking? | Q | How do I apply for Online Banking? | You must contact the bank and request to be set up for Online Banking. The bank will provide you with an account ID number and an initial PIN (Personal Identification Number) to access your account in a secure enviornment. Close |
| | What other services are available at Peoples State Bank | Q | What other services are available at Peoples State Bank | Peoples State Bank is pleased to offer the following services:
Checking AccountsOptimaRegular CheckingNow AccountSuper Now Account
Opening balances and fees vary. Please call us for information
SavingsAccountsPassbookSavingsMoney Market Savings
Opening balances, fees and restrictions vary. Please call us for more information.
Certificates of Deposit
Certificates of DepositIndividual Retirement Accounts
Please call and ask about our competitive rates. Certificates and IRA's require a $500.0 minimum balance. There is a penalty for early withdrawal.
Loan ServicesReal Estate Loans Agrucultural LoansConsumer LoansCommercial Loans
Loan decisions are made locally by our experienced lenders and we are an equal housing lender. We offer competitive rates and terms and exceptional customer care.Close |
| | Recent Changes in FDIC Coverage | Q | Recent Changes in FDIC Coverage | | Basic coverage has increased to $250,000 through December 2013Unlimited coverage extended to certain non-interest-bearing transaction accountsIRAs and other retirement accounts permanently increased to $250,000 Close |
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